Brussels, xxx com(2013) 550 /3 2013/0265 (cod

On 2 Maythe Commission adopted a proposal for the next multi-annual financial framework for the period 1. Administrative s implification has been defined as a key objective in reflection paper on EU finances, by the ex post evaluation and by the public consultation. Experience suggests that the rules are over-complex and fragmented between funds and forms of finance, leading to an unnecessary burden on programme managers and final beneficiaries.

This proposal for a Common Provisions Regulation CPR will set out common provisions for seven shared management funds.

brussels, xxx com(2013) 550 /3 2013/0265 (cod

The proposal reduces fragmentation of rules, delivering a common set of basic rules for seven funds:. These proposals provide for a date of application as of 1 January and are presented for a Union of 27 Member States, in line with the notification by the United Kingdom of its intention to withdraw from the European Union and Euratom based on Article 50 of the Treaty on European Union received by the European Council on 29 March Article 1 a TFEU provides the legal basis for the adoption of regulations establishing the financial rules which determine in particular the procedure to be adopted for establishing and implementing the budget and for presenting and auditing accounts.

The principle of subsidiarity does not extend to the financial rules, for which it is clear that only the Union can, or even has to act. The right to act is enshrined in Article TFEU which explicitly calls on the Union to implement this policy by means of Structural Funds, in conjunction with Articlewhich defines the role of the Cohesion Fund. Article TFEU states that particular attention shall be paid to rural areas, areas affected by industrial transition, and regions which suffer from severe and permanent natural or demographic handicaps.

These latter include the northernmost regions with very low population density and island, cross-border and mountain regions. Article TFEU states that specific measures shall be adopted to take account of the structural social and economic situation of the outermost regions, which is compounded by certain specific features which severely restrain their development.

Article of the TFEU provides for the legal base for the common set of rules regarding the implementation of the budget, in cooperation with Member States. Article of the TFEU defines the scope and the procedures to establish it. Subsidiarity and proportionality of the individual funds above is set out in the explanatory memorandum for each fund.

However, the CPR makes additional contributions:. Article 11 of the TFEU states that environmental protection requirements should be integrated into the definition and implementation of the Union policies and activities in particular with a view to promote sustainable development and this is addressed in this Regulation.

The various funds have their own evaluations and many of the findings are most relevant to their specific regulations. The following are the key findings applicable to the CPR. Simplification: the need to reduce the administrative burden.

This was a key and repeated finding in the evaluation of all funds:. This was a source of administrative uncertainty and delays in implementation. Complexity was a particular issue in EU countries where the funding was relatively smaller, suggesting a need for proportionality. At the application stage it acted as a disincentive for applying for support. Moreover, the complexity of certain projects seemed to have created disincentives for potential beneficiaries, in particular in cases where a large network of partners was involved.

The use of simplified cost options was a particular recommendation. This point is addressed throughout the CPR. Notable examples include Title V e. The need for flexibility to respond to emerging needs:. However, more flexible mechanisms to allocate funding are needed. This point is addressed in Title III which enables relatively small transfers without the need for programme modification and II programme allocations are set out for the first 5 years, and then the last 2 years allocated on the basis of a review while complementary rules for the AMIF, BMVI and ISF are outlined in the Fund-specific Regulations.

Further, the possibility to use the InvestEU guarantee facility increases flexibility for Member States. The evaluation recommended streamlining and alignment of FI rules.

This point is addressed in Title V which simplifies the implementation of FIs, aligning many of the provisions with those for grants. The Commission carried out the following public consultations:. Stakeholder consultations struck a similar note to the ex post evaluations — the main conclusion of relevance for the CPR is simplification especially in terms of audit and control proceduresfollowed by flexibility:.

The intervention logic is considered too rigid, not allowing Member States to address their own specificities. The concerns raised by stakeholders are addressed in the various simplification measures throughout the CPR see below.Over the past few months, we saw Abra and Princess Nokia emerge from the underground there.

Hop met de beentjes! De quoi changer de perspective! Laat maar komen, die andere tijden! NL Ze is geen veelschrijver, dus moeten we onze oren spitsen wanneer Lula Pena een nieuwe bundel songs presenteert. De Portugese woonde een tijd in Brussel en is zelf een even grote mix van stijlen: fado en flamenco mengt ze met blues en zijn Griekse variant, de rebetika, in warme weemoed gegoten door haar in de Portugese zon getaande stem en percussieve gitaarspel. Sex Pistols? The Clash? Bad Brains?

Poor Billie Joe Armstrong. Who else is going to save the world?

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Arcade Fire? Father John Misty? It is a good point, to see the Ass Mouth as the culmination of a downward spiral that has been going on too long and which must be reversed right now. And will it reflect us? Guitars in Shellac mode, the voice between the deadpan venom of Mark E. Smith from the Fall and the bone-dry humour of his hero Bill Hicks. Do you have a question too? Send an e-mail to questionmark bruzz.

List of airline codes

Bassist Peter Mulders leerde drumster Stefanie Mannaerts kennen intoen hij voor zijn tributegroep van de Zweedse hardcoreband Refused iemand zocht die ook de meer complexe stukken aankon. Dat vond ik redelijk indrukwekkend voor een jarig meisje. De meeste drummers zouden dat album niet eens durven coveren. Tegenwoordig is Chopin de enige klassieke pianist waar ze naar luistert en die ze soms nog speelt.

In een eerste fase zal ik een nummer van Brutus nooit theoretisch benaderen.

brussels, xxx com(2013) 550 /3 2013/0265 (cod

Het moet emotie blijven. Als Stefanie live een keer door haar stem schiet of te snel gaat drummen, dan vinden we dat net interessant. Er zijn al te veel bands die live hetzelfde klinken als op plaat. Neem Oscar and The Wolf. Die spelen zo op de click, met exact dezelfde geluidjes als in de studio.

Dat haalt alle leven er toch uit? Zo mag Brutus niet worden. Voor de opnames van zijn debuut trok Brutus naar de studio van Jesse Gander, een indieproducer uit Vancouver.On 2 Maythe Commission adopted a package on the next Multi-Annual Financial Framework for the period 1.

The Commission proposed a new, modern long-term budget, tightly geared to the political priorities of the Union at This programme will support the work of and cooperation between customs authorities as described in the Communication accompanying the Multi-Annual Financial Framework proposal 2.

This proposal provides for a date of application as of 1 January and is presented for a Union of 27 Member States, in line with the notification by the United Kingdom of its intention to withdraw from the European Union and Euratom based on Article 50 of the Treaty on European Union received by the European Council on 29 March For 50 years, the customs union has been a significant example of successful integration in the EU.

It is one of the few areas of exclusive competence of the EU without which the elimination of internal frontiers would not have been possible. Customs help safeguarding the financial interests of the Union and of the Member States and, in their role as guardians of the external EU border for goods, also protect the public against terrorist, health, environmental and other threats.

Customs apply a list of more than 60 non-customs legislations relating to, inter alia, dual use goods, firearms, drug precursors, movement of cash, intellectual property rights, public health, product safety and consumer protection, the protection of wildlife and of the environment.

Customs authorities play also a critical role in securing the integrity of the supply chain and preventing terrorist organisations from freely moving their funds. The future Import Control System 2 ICS2 for customs risk management will contribute decisively to the security of the Union, its citizens and its businesses.

In addition, new challenges arising through rapidly changing technologies digitalisation, connected-ness, Internet of things, blockchain and business models e-commerce, supply chain optimisationreduced public financial means, increasing volumes of world trade and a persistent transnational crime and security threat constantly increase the pressure to improve the performance of the customs union and enlarge the scope of the tasks to be performed by customs administrations.

Sincethe Union Customs Code is the new legal customs framework. The major goals of the Union Customs Code are the end of paper-based procedures and the digitalisation of interactions between trade and customs, as well as a reinforced risk management with a view to advance cargo information. As such, the Union Customs Code has triggered a massive digitalisation project with 17 different electronic systems to be mostly in place by Some systems will be deployed gradually up to These electronic systems touch upon all customs procedures and will therefore be at the heart of the functioning of the customs union.

When fully implemented, the Union Customs Code will enhance the competitiveness of European businesses and rebalance the important equilibrium between customs controls and facilitation of the legitimate flow of goods transiting or moving in and out of the Union.

The upcoming withdrawal of the United Kingdom from the EU implies disentangling the United Kingdom as a Member State from all existing customs electronic systems financed by Customs These implications and costs however cannot be precisely estimated and are therefore not covered in this paper as they are still largely unknown at this stage of the ongoing negotiations between the EU and the United Kingdom.

The implementation of all these aspects can only be achieved through intense operational cooperation between customs administrations of the Member States, between them and other authorities, with trade and other third parties.The aim of the present proposal is to help to develop an EU-wide market for payments, which will enable consumers, retailers and other undertakings to enjoy the full benefits of the EU internal market including e-commerce, in line with Europe and the Digital Agenda.

To achieve this, and to promote EU wide services, efficiency and innovation in the field of card payment instruments, and card based payment transactions in an offline, online and mobile environment, there should be legal clarity and a level playing field.

In addition, business rules and other conditions should be prohibited if they prevent consumers and retailers from having accurate information on fees paid in relation to payment transactions and thereby hinder the creation of a fully effective internal market.

The regulatory and legislative framework for retail payments in the EU has been developed over the past 12 years, with the advent of the Euro acting as an accelerating factor. The regulatory and legislative framework is complemented by a number of investigations and decisions under EU competition law by the Commission over the past years in the field of retail payments. Secure, efficient, competitive and innovative electronic payments are crucial for the internal market in all products and services, and this has an increasing impact as the world moves beyond bricks-and-mortar trade towards e-commerce.

In this context the achievement of an effectively functioning internal market in the area of payment cards has been hindered by the widespread application of certain restrictive business rules and practices. Such rules and practices also lead to a lack of information on costs and pricing of transactions to consumers and retailers that results in sub-optimal market outcomes including inefficient prices.

One of the key practices hindering the achievement of an integrated market reasons is the widespread use in 'four party' schemes, the most common type of card schemes, of so-called Multilateral Interchange Fees MIFs. These are collectively agreed inter-bank fees usually between the acquiring payment service providers and the issuing payment service providers belonging to a certain scheme.

Such interchange fees paid by acquiring payment service providers form part of the fees they charge to merchants the Merchant Service Charges or MSCswhich merchants in turn pass on to consumers. Thus, high Interchange Fees paid by merchants result in higher final prices for goods and services, which are paid by all consumers.

Competition between card schemes appears in practice to be largely aimed at convincing as many issuing payment service providers as possible to issue their cards, which usually leads to higher rather than lower fees, in contrast with the usual price disciplining effect of competition in a market economy.

At present, no legislation regulating interchange fees is in place in the EU, except indirectly in the case of Denmark for MSCs for face-to-face transactions.

However, many national competition authorities have on-going competition law enforcement proceedings, including in the UK, Germany and Italy. The price increases caused by interchange fees are harmful to consumers, who tend to be unaware of the fees paid by merchants for the payment instrument they use.

At the same time a series of incentivising practices applied by issuing payment service providers such as travel vouchers, bonuses, rebates, charge backs, free insurances, etc. Even if merchants are aware of the different costs, the scheme rules often hinder them from acting to reduce the fees. The result of the collectively agreed fees and transparency reducing measures is that banks are not made to compete on this element of their fees, which leads to higher retail prices to consumers, including those who do not pay with a card or who pay with low fee cards.

In fact, the latter consumers are subsidising the use by other often wealthier consumers of more expensive means of payment through higher retail prices.

In addition to limited choice as regards payment service providers, reduced innovation and higher prices for payment services, the interchange fees also call into question the Commission's policy to promote and facilitate the use of electronic payments for the benefit of consumers[1].

Finally, the lack of choice as regards payment service providers, including on a pan-European level, effectively prevents consumers from reaping all the benefits from the internal market, particularly as far as e-commerce is concerned. There currently is a wide variety of interchange fees applied within national and international payment card schemes, which gives rise to market fragmentation and prevents retailers and consumers from enjoying the benefits of an internal market for goods and services.

Even considering only the international payment card schemes, interchange fees differ up to a factor of 10, which gives rise to substantial cost differences between retailers in the respective countries. As a consequence of the wide differences in fees between Member States, retailers also have difficulty formulating an EU wide price strategy for their products and services, both on-line and off line, to the detriment of consumers. Retailers cannot overcome the fee differences by making use of card acceptance services offered by banks in other Member States; specific rules applied by the payment schemes prescribe the application of the interchange fee of the 'Point of Sale' country of the retailer for each payment transaction.

This prevents acquiring banks from successfully offering their services on a cross border basis and retailers from reducing their payment costs to the benefit of consumers. Interchange fees also restrict market entry as their revenues for issuing payment service providers function as a minimum threshold to convince issuing payment service providers to issue payment cards or other payment instruments, such as online and mobile payment solutions, offered by new entrants.

Also, market entry for pan-European players remains difficult, as domestic interchange fees in EU Member States vary widely and new entrants would have to offer interchange fees at least comparable to those prevailing in each market they want to enter. This has an impact on the viability of their business model i. This also explains why in a number of Member States, national normally cheaper card schemes have tended to disappear.

The entry barriers interchange fees thus created for online and mobile payment solutions also result in less innovation.Serbia will preserve its assets in Kosovo and it will also have a license for Serb operators within Kosovo. For these favors, Serbia will allow Kosovo to have its own country code. Serbia will allow Kosovo.

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What a terrible representation! From Wikipedia, the free encyclopedia. Wikipedia list article. Retrieved 25 August Financial Times. Retrieved Retrieved 16 November Independent Balkan News Agency. Telephone numbers in Europe. Categories : Telephone numbers by country Kosovo-related lists Kosovo stubs Telephone number stubs.

Hidden categories: Articles with short description Wikipedia articles needing clarification from February All stub articles. Namespaces Article Talk. Views Read Edit View history. Help Community portal Recent changes Upload file. Download as PDF Printable version.

Shqip Edit links. Location of Kosovo dark green. Kosovo [7]. GjilanKamenicaVitinaNovo Brdo. PejaIstokKlina. The Republic of Kosovo unilaterally declared independence on 17 Februarybut Serbia continues to claim it as part of its own sovereign territory.

The two governments began to normalise relations inas part of the Brussels Agreement. Kosovo is currently recognized as an independent state by 97 out of the United Nations member states. In total, UN member states recognized Kosovo at some point, of which 15 later withdrew their recognition. This Kosovo -related article is a stub. You can help Wikipedia by expanding it. This article related to telephone numbers is a stub.This article analyses the existing food safety law system.

It also focuses on the horsemeat scandal and on the weaknesses of the system for dealing with food fraud. The article then concentrates on the Fipronil case: on the tools used in order to communicate and deal with the case and on the actions taken following it. The status quo and possible improvements of food law Enforcement will be discussed. This is a preview of subscription content, log in to check access. Rent this article via DeepDyve.

Indioxin, a highly toxic and carcinogenic substance was detected in eggs, chicken meat and pork meat. Van der Meulen [ 8 ].

Van der Meulen [ 7 ], p. European Commission [ 22 ]. Levi [ 3 ], pp.

brussels, xxx com(2013) 550 /3 2013/0265 (cod

Corini [ 1 ], p. European Commission [ 28 ]. European Commission [ 26 ]. European Commission [ 27 ]. European Commission [ 29 ]. European Commission [ 21 ]. Ronchin [ 10 ]. European Commission [ 24 ]. European Commission [ 23 ]. EFSA [ 20 ].A SWIFT code or BIC code is a unique code that identifies financial and non-financial institutions and is mainly used for international wire transfers between banks. When you send or receive an international wire with your bank, you might lose money on a bad exchange rate.

With TransferWiseyour money is always converted at the mid-market rate and you'll be charged a low, upfront fee each time. TransferWise also offer a multi-currency account that allows customers to receive payments in multiple currencies for free and hold over 50 currencies in the one account.

Learn more. SWIFT codes are used to identify banks and financial institutions worldwide. They are used by the swift network to transmit wire transfers money transactions and messages between them.

For international wire transfers, swift codes are always required in order to make transactions secure and fast.

Most people think B. Swift codes are broken down into sections, in the same way telephone numbers are broken into sections, and every section reveals some information about the institution that was assigned this code. They consist of eight or eleven characters. Whenever an eight-character code is used, then it is referring to the headquarters main office of the institution.

Here is how an character code is broken down and what each section of characters represents. Our primary focus is to provide you with the most accurate and up to date database of financial institutions all over the world.

You can also browse for swift codes by clicking on the list of countries and then choosing the institution's name from the alphabetical list. We are certain that this site will help you save a lot of time hence Please read our disclaimer at the bottom of this page before using our online tool. If you purchase a product or service linked from this site, we may receive an "affiliate commission".

Snow in Grasmarkt - Grand Place, Brussel, Bruxelles,Brussels

We are disclosing this in accordance with the Federal Trade Commission's 16 CFR, Part "Guides Concerning the Use of Endorsements and Testimonials in Advertising" and also in accordance to amazon associates programme operating agreement.

The owner of this website is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon. Search by country F. IFSC codes. You may want to consider alternatives like TransferWise who are up to 5x cheaper than banks for sending and receiving money abroad.

Send money Receive money. The downside of international transfers with your bank When you send or receive an international wire with your bank, you might lose money on a bad exchange rate.

Bank Codes. BIC codes. We are not in any way affiliated with S. This site is focused on financial institutions around the world and information related to money transfers. Please visit the swift. All the information published on this website is strictly for personal use only and should never be used without verification, on any kind of transaction.

We shall not be held responsible or liable for any loss or damage suffered by you as a result of incorrect or incomplete information in this page.

Affiliate Links - Advertising Disclosure If you purchase a product or service linked from this site, we may receive an "affiliate commission". Amazon The owner of this website is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon. Amazon and the Amazon logo are trademarks of Amazon.

Sending money via your bank can be expensive because of markups they add to the exchange rate.


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